:root{--navy:#12305A;--navy-d:#0C2242;--navy-bar:#2B3E56;--amber:#E8A33D;--amber-d:#8A5A0B;--ink:#14213D;--mute:#475569;--bg:#F5F7FA;--line:#D9E0EA;--white:#fff;--r:14px}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,system-ui,sans-serif;color:var(--ink);background:var(--bg);line-height:1.65;font-size:17px}
h1,h2,h3,h4,.brand{font-family:Manrope,Inter,sans-serif}
a{color:var(--navy);text-underline-offset:3px}a:hover{color:var(--navy-d)}
.wrap{max-width:1140px;margin:0 auto;padding:0 24px}
.skip{position:absolute;left:-999px}.skip:focus{left:12px;top:12px;background:#fff;padding:8px 12px;z-index:9}
.regbar{background:var(--navy-d);color:#DCE4EF;font-size:13px;padding:8px 0;text-align:center}
.regbar a{color:#F6C978}
header.site{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:5}
.nav{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:74px;flex-wrap:wrap}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none;color:var(--navy);font-size:21px;line-height:1.1}
.brand svg{border-radius:10px;box-shadow:0 0 0 1px var(--line)}
.brand b{font-weight:800}.brand span{font-weight:600}
nav.main ul{list-style:none;margin:0;padding:0;display:flex;gap:2px;flex-wrap:wrap}
nav.main a{display:block;padding:10px 11px;border-radius:8px;text-decoration:none;color:var(--ink);font-weight:500;font-size:15px}
nav.main a:hover,nav.main a[aria-current]{background:var(--bg);color:var(--navy);box-shadow:inset 0 -3px 0 var(--amber)}
.hero{background:var(--navy);color:#fff;position:relative;overflow:hidden;padding:88px 0 96px}
.hero .bars{position:absolute;right:4%;bottom:0;display:flex;align-items:flex-end;gap:16px;pointer-events:none}
.hero .bars i{display:block;width:56px;background:var(--navy-bar);border-radius:14px 14px 0 0}
.hero .inner{position:relative;display:flex;gap:36px;align-items:center;flex-wrap:wrap}
.hero .tile{flex:none;border-radius:34px;overflow:hidden;line-height:0}
.hero h1{font-size:clamp(34px,5vw,58px);line-height:1.08;margin:0;font-weight:600;letter-spacing:-.01em}
.hero h1 b{font-weight:800}
.uline{width:96px;height:4px;background:var(--amber);border-radius:2px;margin:14px 0 16px}
.tag{color:var(--amber);letter-spacing:.32em;font-weight:600;font-size:15px;text-transform:uppercase;font-family:Manrope,Inter,sans-serif}
.hero p{color:#DCE4EF;margin:10px 0 0;max-width:640px}
.hero .reg{font-size:14px;color:#C3CFDF}
.btns{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}
.btn{display:inline-flex;align-items:center;min-height:48px;padding:0 22px;border-radius:10px;font-weight:700;text-decoration:none;border:2px solid transparent}
.btn.p{background:var(--amber);color:var(--navy-d)}.btn.p:hover{background:#F2B65A;color:var(--navy-d)}
.btn.s{border-color:#fff;color:#fff}.btn.s:hover{background:#fff;color:var(--navy)}
section{padding:72px 0}section.alt{background:#fff}
h2{font-size:clamp(26px,3vw,34px);margin:0 0 10px;color:var(--navy);font-weight:800}
.lead{color:var(--mute);max-width:760px;margin:0 0 32px}
.eyebrow{color:var(--amber-d);letter-spacing:.24em;font-weight:700;font-size:13px;text-transform:uppercase;margin:0 0 8px}
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:20px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:26px;position:relative}
section.alt .card{background:var(--bg)}
.card h3{margin:0 0 8px;color:var(--navy);font-size:20px}
.card p{margin:0;color:var(--mute)}
.card .mini{display:flex;gap:5px;align-items:flex-end;height:22px;margin-bottom:14px}
.card .mini i{display:block;width:10px;background:var(--amber);border-radius:3px}
.box{background:#fff;border:1px solid var(--line);border-left:6px solid var(--amber);border-radius:var(--r);padding:24px 26px}
.box h3{margin-top:0;color:var(--navy)}
dl.facts{display:grid;grid-template-columns:minmax(180px,260px) 1fr;gap:10px 20px;margin:0}
dl.facts dt{font-weight:600;color:var(--navy)}dl.facts dd{margin:0}
table{width:100%;border-collapse:collapse;background:#fff;font-size:15px}
th,td{border:1px solid var(--line);padding:10px 12px;text-align:left;vertical-align:top}
th{background:var(--navy);color:#fff;font-weight:600}
caption{text-align:left;font-weight:700;color:var(--navy);padding:0 0 8px;font-family:Manrope,Inter,sans-serif}
.tablewrap{overflow-x:auto;margin:0 0 28px}
.page-head{background:var(--navy);color:#fff;padding:56px 0;position:relative;overflow:hidden}
.page-head .bars{position:absolute;right:4%;bottom:0;display:flex;align-items:flex-end;gap:10px}
.page-head .bars i{display:block;width:34px;background:var(--navy-bar);border-radius:10px 10px 0 0}
.page-head h1{margin:0 0 8px;font-size:clamp(30px,4vw,44px);position:relative}
.page-head p{margin:0;color:#DCE4EF;max-width:720px;position:relative}
.prose{max-width:840px}.prose h2{font-size:25px;margin-top:40px}.prose h3{color:var(--navy);margin-top:28px}
.prose li{margin:6px 0}
ol.mitc>li{margin:12px 0}
.note{background:#FFF7E8;border:1px solid #F1D29C;border-radius:10px;padding:14px 16px;font-size:15px}
.small{font-size:14px;color:var(--mute)}
footer.site{background:var(--navy-d);color:#D3DCE8;padding:56px 0 24px;font-size:14px}
footer.site a{color:#F6C978}
footer .cols{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:32px;margin-bottom:32px}
footer h2{color:#fff;font-size:15px;margin:0 0 10px}
footer ul{list-style:none;padding:0;margin:0}footer li{margin:6px 0}
footer .risk{border-top:1px solid rgba(255,255,255,.15);padding-top:20px;color:#C3CFDF}
.wa{position:fixed;right:20px;bottom:20px;background:#1F7A4D;color:#fff;border-radius:999px;padding:0 20px;font-weight:700;text-decoration:none;z-index:6;min-height:48px;display:flex;align-items:center}
.wa:hover{background:#17603C;color:#fff}
@media (max-width:860px){section{padding:56px 0}.hero{padding:64px 0 120px}.hero .bars i{width:36px}.hero .tile svg{width:104px;height:104px}.hero .tile{border-radius:22px}.hero .inner{gap:24px}dl.facts{grid-template-columns:1fr}dl.facts dd{margin-bottom:8px}}
/* Accessibility */
:focus-visible{outline:3px solid var(--amber);outline-offset:2px}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{animation:none!important;transition:none!important}}
.a11y-btn{position:fixed;left:20px;bottom:20px;z-index:7;background:var(--navy);color:#fff;border:2px solid var(--amber);border-radius:999px;min-height:48px;padding:0 18px;font:700 15px Inter,system-ui,sans-serif;cursor:pointer;display:flex;align-items:center;gap:8px}
.a11y-panel{position:fixed;left:20px;bottom:80px;z-index:8;width:min(300px,calc(100vw - 40px));background:#fff;color:var(--ink);border:1px solid var(--line);border-radius:var(--r);box-shadow:0 10px 30px rgba(0,0,0,.18);padding:18px}
.a11y-panel[hidden]{display:none}
.a11y-panel h2{font-size:17px;margin:0 0 12px}
.a11y-panel .grp{margin-bottom:12px}
.a11y-panel .lbl{font-weight:600;font-size:14px;margin-bottom:6px;display:block}
.a11y-panel .sizes{display:flex;gap:6px}
.a11y-panel button{font:600 15px Inter,system-ui,sans-serif;min-height:44px;border:1px solid #AEB9C9;border-radius:8px;background:#fff;color:var(--ink);cursor:pointer;padding:0 12px}
.a11y-panel .sizes button{flex:1}
.a11y-panel button[aria-pressed=true]{background:var(--navy);color:#fff;border-color:var(--navy)}
.a11y-panel .tog{display:flex;width:100%;justify-content:space-between;align-items:center;margin-bottom:6px;text-align:left}
.a11y-panel .reset{width:100%;margin-top:6px;background:var(--bg)}
html.a-z1 body{zoom:1.12}html.a-z2 body{zoom:1.25}
html.a-links a{text-decoration:underline!important}
html.a-space body{line-height:1.9;letter-spacing:.03em;word-spacing:.12em}
html.a-space p,html.a-space li{max-width:72ch}
html.a-hc{--ink:#000;--mute:#111;--bg:#fff;--line:#555;--navy:#000;--navy-d:#000;--navy-bar:#222;--amber-d:#5A3A00}
html.a-hc body{background:#fff;color:#000}
html.a-hc .hero p,html.a-hc .page-head p,html.a-hc footer .risk,html.a-hc .hero .reg{color:#fff!important}
html.a-hc .regbar a,html.a-hc footer.site a{color:#FFE680!important}
html.a-hc .card,html.a-hc .box{border-color:#000!important}
@media (max-width:600px){.a11y-btn .t{position:absolute;left:-999px}.a11y-btn{padding:0 16px}}